/* ===================================================
   Homes2U Mortgage Calculator (stacked, refined)
   Top (inputs):    global palette6
   Bottom (results): global palette5
   Live updates only (Calculate button hidden)
=================================================== */

.h2u-mcalc{
  --mcalc-top-bg:    var(--global-palette6);
  --mcalc-bottom-bg: var(--global-palette5);
  --mcalc-text:      var(--global-palette4);
  --mcalc-head:      var(--global-palette3);
  --mcalc-border:    rgba(0,0,0,.10);

  display: grid;
  grid-template-columns: 1fr;
  max-width: 560px;
  margin: 0 auto;
  margin-left: 0;
  margin-right: 0;
  border-radius: 18px;
  overflow: hidden;
  border: 1px solid var(--mcalc-border);
  box-shadow: 0 14px 30px rgba(0,0,0,0.08);
}

.h2u-mcalc__panel{ padding: 26px; }

.h2u-mcalc__panel--left{
  background: var(--mcalc-top-bg);
  color: var(--mcalc-text);
}

.h2u-mcalc__panel--right{
  background: var(--mcalc-bottom-bg);
  color: #fff;
  padding-top: 22px;
}

/* Headings */
.h2u-mcalc h2{
  margin: 0 0 12px;
  font-size: 20px;
  line-height: 1.2;
  font-weight: 500;
  color: var(--mcalc-head);
}

.h2u-mcalc h3,
.h2u-mcalc h4{
  margin: 0 0 8px;
}

.h2u-mcalc__subtitle{
  margin: 0 0 8px;
  font-size: 13px;
  line-height: 1.25;
  font-weight: 500;
  opacity: .9;
  color: inherit;
}

/* Fields */
.h2u-mcalc__fields{
  display: grid;
  gap: 14px;
}

.h2u-mcalc__field{
  display: grid;
  gap: 6px;
}

/* Inputs */
.h2u-mcalc__input,
.h2u-mcalc__select{
  width: 100%;
  height: 44px;
  padding: 0 12px;
  border-radius: 12px;
  border: 1px solid rgba(0,0,0,0.14);
  background: rgba(255,255,255,.85);
  font-size: 15px;
  color: var(--mcalc-text);
  outline: none;
}

.h2u-mcalc__input:focus,
.h2u-mcalc__select:focus{
  border-color: rgba(0,0,0,0.28);
}

/* Term row */
.h2u-mcalc__term{
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

.h2u-mcalc__term-part{ position: relative; }

.h2u-mcalc__term-suffix{
  position: absolute;
  right: 12px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 12px;
  opacity: .55;
  pointer-events: none;
}

/* Hint */
.h2u-mcalc__hint{
  margin-top: 4px;
  font-size: 12px;
  opacity: .75;
}

/* Actions (live updates only) */
.h2u-mcalc__actions{
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 6px;
}

.h2u-mcalc__btn{ display:none; } /* live updates */
.h2u-mcalc__error:empty{ display:none; }

.h2u-mcalc__error{
  font-size: 13px;
  font-weight: 500;
  opacity: .85;
}

/* Results */
.h2u-mcalc__metric{ margin-bottom: 16px; }

.h2u-mcalc [data-mcalc-repayment],
.h2u-mcalc [data-mcalc-totalrepaid],
.h2u-mcalc [data-mcalc-totalinterest]{
  font-size: 20px;
  line-height: 1.15;
  font-weight: 600;
  letter-spacing: normal;
  margin: 0;
  color: inherit;
}

/* Divider */
.h2u-mcalc__divider{
  height: 1px;
  background: rgba(255,255,255,0.14);
  margin: 10px 0 14px;
}

/* Extra section */
.h2u-mcalc__extra{ display: grid; gap: 8px; margin-top: 10px; }

.h2u-mcalc__extra-row{
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 10px 12px;
  border-radius: 12px;
  border: 1px solid rgba(255,255,255,0.14);
  background: rgba(255,255,255,0.03);
}

.h2u-mcalc__extra-row--total{ border-width: 2px; }

.h2u-mcalc__extra-key{
  font-weight: 500;
  font-size: 12px;
  opacity: .85;
}

.h2u-mcalc [data-mcalc-extra-payoff],
.h2u-mcalc [data-mcalc-extra-timesaved],
.h2u-mcalc [data-mcalc-extra-interest],
.h2u-mcalc [data-mcalc-extra-saved],
.h2u-mcalc [data-mcalc-extra-totalrepaid]{
  font-size: 14px;
  line-height: 1.2;
  font-weight: 600;
  margin: 0;
  color: inherit;
}

.h2u-mcalc__muted{
  margin-top: 10px;
  font-size: 12px;
  opacity: .75;
}

.h2u-mcalc__callout{
  margin-top: 10px;
  padding: 12px 14px;
  border-radius: 14px;
  border: 1px solid rgba(255,255,255,0.14);
  background: rgba(255,255,255,0.05);
  font-weight: 600;
  font-size: 13px;
  display: none;
}

.h2u-mcalc__disclaimer{
  margin-top: 14px;
  opacity: .7;
  font-size: 12px;
}

/* Mobile */
@media (max-width: 900px){
  .h2u-mcalc{
    max-width: 560px;
  }
  .h2u-mcalc__panel{
    padding: 22px;
  }
}